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How a Credit Score Can Affect Your Life
They say that elephants never forget, but the same can easily said about bankers, too. Especially those whose job it is to approve or reject loan applications.
Interest Rates and Short Term Borrowing
Short term loans - The Feds determines the basic interest rate. The banks will add the their own profit rate
The Risk in Skipping a Loan Payment
The importance of meeting the agreed-upon timetable included in the signed agreement for repaying the loan
Student Loan Debt and Credit Scores
Millions of Americans have taken out student loans. defaulting on a loan will affect your credit rating
What Experts Say about Payday Loans
Payday loans are considered by expert as a bad idea since the lender will go an entire cycle without a salary
What to Look for in a Loan Provider
Taking out a loan is a serious decision that should be preceded by a sufficient amount of inquiry and research in order to make the best possible choice
Credit Cards, Debit Cards and Your Overdraft
Credit card companies make the bulk of their money by charging you interest on delayed payments. The average rate was 12.77 in May 2017Credit Cube © 2024. All rights reserved
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⚠ Please note: This is an expensive form of borrowing. CreditCube loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long-term financial solution! Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses.
* Loan approvals are subject to underwriting. Approval may take longer if additional verification documents are requested. Not all loan requests are approved. CreditCube reviews your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a Loan. We verify applicant information through national databases including, but not limited to, Clarity Services, Inc., a credit reporting agency, and we may pull your credit in order to determine your eligibility and ability to repay.
** Maximum loan amount is $500 for first-time customers. For returning CreditCube customers, rates may go down over time based on your CreditCube Loyalty Program status and your payment history with us. Please see our Loyalty Program page for more information.
*** Loan Applications processed and approved before 3pm EST Monday-Friday are typically funded on the next business day. Example: If your loan is processed and approved on Friday before 3pm EST, the loan will typically be funded on the following Monday. Deposit times may vary depending on your bank. Business Day means Monday through Friday excluding all federal banking holidays.
CreditCube does not lend to residents of Pennsylvania, Connecticut, Minnesota, New York, Vermont, Virginia, West Virginia, Illinois and Georgia. Availability of installment loans in your state is subject to change at any time with or without notice at the sole discretion of CreditCube.