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3 Basic Tips on How to Use Credit Cards

In this blog post we will share 3 useful tips and advise on how to properly use your credit card in a way that can benefit you in the long run.

3 Ways Installment Loans Can Help Your Credit Score

Your credit score can greatly affect your financial life. Simply put, it reflects how well you handle your debt. In this short blog post we will give you 3 ways you can use Installment loans to improve your FICO score.

How Credit Card Debt Affects Your Life?

Being irresponsible with credit cards can lead to a financial disaster and a lot of physical and mental complications.How to avoid the negative effects and concentrate on the positive?

Happiness skills to pay off your debt

Getting out of debt is possible if you have the right tools and motivation. But you should also be happy while paying off your debt.

Quick Loans

With a low credit score the chance of gaining bank or credit union loans are non existing, the alternative is the quick loans.

Loans for Bad Credit

If you want to get into college you need good grades. If you want a job you need good recommendations. And if you want a loan you need good credit.

Credit Cards, Debit Cards and Your Overdraft

Credit card companies make the bulk of their money by charging you interest on delayed payments. The average rate was 12.77 in May 2017

What to Look for in a Loan Provider

Taking out a loan is a serious decision that should be preceded by a sufficient amount of inquiry and research in order to make the best possible choice

What Experts Say about Payday Loans

Payday loans are considered by expert as a bad idea since the lender will go an entire cycle without a salary

Student Loan Debt and Credit Scores

Millions of Americans have taken out student loans. defaulting on a loan will affect your credit rating

The Risk in Skipping a Loan Payment

The importance of meeting the agreed-upon timetable included in the signed agreement for repaying the loan

Interest Rates and Short Term Borrowing

Short term loans - The Feds determines the basic interest rate. The banks will add the their own profit rate

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CreditCube is a Tribal enterprise, wholly owned and operated by the Big Valley Band of Pomo Indians, a federally-recognized American Indian tribe and sovereign government. Any Agreement entered into as a result of this Application shall be governed by applicable Tribal and federal law. Each aspect of communication and transaction with/on this site will be deemed to have occurred in CreditCube’s Big Valley Band of Pomo Indian Reservation offices, regardless of the location where you are accessing or viewing this site.

⚠ Please note: This is an expensive form of borrowing. CreditCube loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long-term financial solution! Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses.

* Loan approvals are subject to underwriting. Approval may take longer if additional verification documents are requested. Not all loan requests are approved. CreditCube reviews your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a Loan. We verify applicant information through national databases including, but not limited to, Clarity Services, Inc., a credit reporting agency, and we may pull your credit in order to determine your eligibility and ability to repay.

** Maximum loan amount is $500 for first-time customers. For returning CreditCube customers, rates may go down over time based on your CreditCube Loyalty Program status and your payment history with us. Please see our Loyalty Program page for more information.

*** Loan Applications processed and approved before 3pm EST Monday-Friday are typically funded on the next business day. Example: If your loan is processed and approved on Friday before 3pm EST, the loan will typically be funded on the following Monday. Deposit times may vary depending on your bank. Business Day means Monday through Friday excluding all federal banking holidays.

CreditCube does not lend to residents of Pennsylvania, Connecticut, Minnesota, New York, Vermont, Virginia, West Virginia, Illinois and Georgia. Availability of installment loans in your state is subject to change at any time with or without notice at the sole discretion of CreditCube.

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