CreditCube value its most loyal customers and therefore, we reward you with points each time you pay off a CreditCube installment loan. As you earn more points your CreditCube status improves, allowing you access to larger loans at reduced interest rates.

VIP - Up to $5000

Discount on Fees – 66%
Points needed - 5000

Platinum - Up to $2000

Discount on Fees – 50%
Points needed - 3000

Gold - Up to $1500

Discount on Fees – 33%
Points needed - 1600

Silver, Up to $1000

Discount on Fees – 16%
Points needed - 700

Bronze, Up to $400

Discount on Fees – N/A
Points needed - 0
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Applying does NOT affect your FICO® Score!

Here at CreditCube we appreciate our loyal customers

Yes, that’s right. And that’s why we reward our customers with our CreditCube Loyalty Program.

Here’s how it works:

Joining the CreditCube Loyalty Program is absolutely free of charge. Your first CreditCube installment loan can be for up to $400, and once you’re approved you automatically gain 200 loyalty points. You will then receive 25 additional loyalty points for every successful loan payment you make, plus half a point for every dollar you repay. When you fully pay back that CreditCube loan you will be rewarded with 250 additional loyalty points. All of that soon adds up.

As you accumulate more points you will automatically move up to a higher Loyalty Program status. Each time you do, we reward you not once but twice – first by granting you a discount on the interest rate on your next online loan, and second by providing you with an extended line of credit as a token of our trust.

How points work

There are many ways to earn points and improve your CreditCube status. While the simplest is to repay your loans on time you can also earn points by referring a friend who gets approved for a loan. If you really love CreditCube, you can even earn points by submitting a testimonial video.

Get approved for
your first loan (200 points)
Fully repay your
loan (250 points)
Make a successful
payment (25 points)
Refer a friend that gets
approved (100 points)
Give us a video/ written
testimonial (50 points)
Extra points per
payment (0.5 point per dollar paid)
Any payment default occurring during the loan period shall result in a 75 point penalty. Please be sure to pay your loan back in a timely and responsible manner.
 
 
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Applying does NOT affect your FICO® Score!

Larger loans with interest rate discounts

All new CreditCube customers enter the Loyalty Program as a Bronze level customer. Once you gain 700 points you move up to the Silver level, which enables you to take out a loan for up to $1,000 and receive a 16% discount on the interest rate. Reach 1,600 points and you graduate to the Gold level and take out a loan for up to $1,500 with a 33% discount on the interest rate. Reach 3,000 points and you move to the Platinum level and take out a loan of up to $2,000 with a 50% discount on the interest rate. And finally, once you reach 5,000 points, you become a VIP customer, entitled to a loan of up to $5,000 with a whopping 66% discount on the interest rate.

Refer a friend, submit a testimonial

Our customers are our best representatives, so we offer several additional ways to earn points as well and improve your CreditCube interest loan status. If you refer a friend, then you’ll be rewarded with 100 extra points once his or her application for a CreditCube online loan is approved. And if you submit a written or video testimonial about how much you appreciate CreditCube, we’ll give you 50 points if we decide to post it online!

Apply Now 

Applying does NOT affect your FICO® Score!

 

CreditCube loans are designed to assist you in meeting your short term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. CreditCube’s loyalty program offers discounts in rates to returning customers who have an established history with CreditCube based on underwriting criteria. CreditCube encourages customers to pay off their loans off early.