At CreditCube, we value our loyal customers, so we reward you with points every time you make a payment towards your CreditCube loan. These points determine your status with CreditCube, giving you access to bigger loans and discounts!
Start your journey with CreditCube here
Gather 1600 points and get 33% discount on fees
Gather 5000 points and get 66% discount on fees
Gather 700 points and get 16% discount on fees
Gather 3000 points and get 50% discount on fees
Gain points by doing the following actions:
Joining the CreditCube Loyalty Program is absolutely free of charge. Your first CreditCube installment loan can be for up to $500, and once you’re approved you automatically gain 200 loyalty points. You will then receive 25 additional loyalty points for every successful loan payment you make, plus half a point for every dollar you succsesfully repay. When you fully pay back that CreditCube loan you will be rewarded with 250 additional loyalty points. All of that soon adds up.
As you accumulate more points you will automatically move up to a higher Loyalty Program status. Each time you do, we reward you not once but twice – first by granting you a discount on the interest rate on your next online loan, and second by providing you with an extended line of credit as a token of our trust.
Every new CreditCube customer starts their journey as a Bronze level Customer and gain points along their way!
Once you gained 700 points you move up the ladder and become Silver level customer. Allowing you access to bigger loans up to $1000 with lower rates.
More points equal bigger loans and lower rates!
Our VIP customers get access for up to $5000 and enjoy a whopping discount of 66% on their interest rate!
You can earn additional loyalty points and improve your CreditCube status by recommending us to your friends and family!
Referring a friend will award you with 100 loyalty points once your friend’s application gets approved.
Additionally, sending us a written or filmed testimonial about your customer experience with CreditCube products and services will give you 50 points once it’s posted online!
CreditCube is a Tribal enterprise, wholly owned and operated by the Big Valley Band of Pomo Indians, a federally-recognized American Indian tribe and sovereign government. Any Agreement entered into as a result of this Application shall be governed by applicable Tribal and federal law. Each aspect of communication and transaction with/on this site will be deemed to have occurred in CreditCube’s Big Valley Band of Pomo Indian Reservation offices, regardless of the location where you are accessing or viewing this site.
⚠ Please note: This is an expensive form of borrowing. CreditCube loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long-term financial solution! Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses.
* Loan approvals are subject to underwriting. Approval may take longer if additional verification documents are requested. Not all loan requests are approved. CreditCube reviews your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a Loan. We verify applicant information through national databases including, but not limited to, Clarity Services, Inc., a credit reporting agency, and we may pull your credit in order to determine your eligibility and ability to repay.
** Maximum loan amount is $500 for first-time customers. For returning CreditCube customers, rates may go down over time based on your CreditCube Loyalty Program status and your payment history with us. Please see our Loyalty Program page for more information.
*** Loan Applications processed and approved before 3pm EST Monday-Friday are typically funded on the next business day. Example: If your loan is processed and approved on Friday before 3pm EST, the loan will typically be funded on the following Monday. Deposit times may vary depending on your bank. Business Day means Monday through Friday excluding all federal banking holidays.
CreditCube does not lend to residents of Pennsylvania, Connecticut, Minnesota, New York, Vermont, Virginia, West Virginia and Georgia. Availability of installment loans in your state is subject to change at any time with or without notice at the sole discretion of CreditCube.