An informed consumer is the best consumer. CreditCube, therefore, encourages its clients to read up on the financial industry, obtain their credit reports, improve their financial education, and seek out appropriate government agencies, educational institutions or non-profit organizations that provide either a reservoir of relevant information or free assistance, should it be necessary.
AnnualCreditReport.com, an online source authorized by federal law to provide free credit reports.
Credit Reports and Scores, on the USA.gov website
Equifax ,One of the three major credit bureaus in the U.S
Experian, One of the three major credit bureaus in the U.S
TransUnion ,One of the three major credit bureaus in the U.S
Center for Consumer Financial Education , a one-stop shop for financial educational materials.
Financial Education , on the CapitalOne website
Financial Education Curriculum for Adults , on the Citigroup website.
Financial Literacy Education , on the PNC Bank website. three major credit bureaus in the U.S
My Financial Guide , on the Wells Fargo website.
10 Great Sources for Financial Education on the Web , on the Study.com website.
Federal Deposit Insurance Corporation , an independent agency created by Congress to maintain stability and public confidence in the nation's financial system.
Federal Reserve Bank , the U.S. central bank, provides the nation with a safe, flexible and stable monetary and financial system.
Federal Trade Commission , the bipartisan federal agency that protects consumers and promotes competition.
Federal Wage Garnishment Law , on the website of the U.S. Department of Labor.
State Consumer Protection Offices , on the USA.gov website.
Consumer Financial Protection Bureau , the U.S. government agency that protects financial consumers and monitor financial services provided within the U.S.
Justia , an organization that advances the availability of legal resources for the benefit of society.
LawHelp , which helps people with low and moderate incomes find free legal aid programs in their communities.
National Consumer Law Center , which advances the rights of low-income families.
ConsumerProtect , an organization that promotes and supports competition in all industries, but not at the expense of the consumer.
Credit.org , a non-profit agency that improves the lives and financial well-being of individuals and families by providing quality financial education and counseling.
Debt.org – America’s Debt Help Organization , which provides the public with online information to understand and overcome debt.
Debtors Anonymous , which offers hope for people whose use of unsecured debt causes problems and suffering in their lives and the lives of others.
Money Management International ,a non-profit organization that provides financial counseling and education services.
National Consumer Bankruptcy Rights Center, which protects the integrity of the bankruptcy system and preserves the rights of consumer bankruptcy debtors.
FedLoan Servicing , a student loan servicer.
Student Loan Borrower Assistance Project of the National Consumer Law Center.
The Institute for College Access & Success , a non-profit research and policy organization focusing on ways to improve student financial aid policies.
The National Association of Student Financial Aid Administrators , whose primary focus is student aid legislation, regulatory analysis, and training for financial aid administrators.
CreditCube is a Tribal enterprise, wholly owned and operated by the Big Valley Band of Pomo Indians, a federally-recognized American Indian tribe and sovereign government. Any Agreement entered into as a result of this Application shall be governed by applicable Tribal and federal law. Each aspect of communication and transaction with/on this site will be deemed to have occurred in CreditCube’s Big Valley Band of Pomo Indian Reservation offices, regardless of the location where you are accessing or viewing this site.
⚠ Please note: This is an expensive form of borrowing. CreditCube loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long-term financial solution! Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses.
* Loan approvals are subject to underwriting. Approval may take longer if additional verification documents are requested. Not all loan requests are approved. CreditCube reviews your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a Loan. We verify applicant information through national databases including, but not limited to, Clarity Services, Inc., a credit reporting agency, and we may pull your credit in order to determine your eligibility and ability to repay.
** Maximum loan amount is $500 for first-time customers. For returning CreditCube customers, rates may go down over time based on your CreditCube Loyalty Program status and your payment history with us. Please see our Loyalty Program page for more information.
*** Loan Applications processed and approved before 3pm EST Monday-Friday are typically funded on the next business day. Example: If your loan is processed and approved on Friday before 3pm EST, the loan will typically be funded on the following Monday. Deposit times may vary depending on your bank. Business Day means Monday through Friday excluding all federal banking holidays.
CreditCube does not lend to residents of Pennsylvania, Connecticut, Minnesota, New York, Vermont, Virginia, West Virginia and Georgia. Availability of installment loans in your state is subject to change at any time with or without notice at the sole discretion of CreditCube.