Some free and useful information for our trusty customers
An informed consumer is the best consumer. CreditCube, therefore, encourages its clients to read up on the financial industry, obtain their credit reports, improve their financial education, and seek out appropriate government agencies, educational institutions or non-profit organizations that provide either a reservoir of relevant information or free assistance, should it be necessary.
Here are a number of websites that we can recommend to you:
Credit Reports and Credit Bureaus
AnnualCreditReport.com, an online source authorized by federal law to provide free credit reports.
Credit Reports and Scores, on the USA.gov website
Equifax ,One of the three major credit bureaus in the U.S
Experian, One of the three major credit bureaus in the U.S
TransUnion ,One of the three major credit bureaus in the U.S
Financial Education
Financial Education , on the CapitalOne website
Financial Education Curriculum for Adults , on the Citigroup website.
Financial Literacy Education , on the PNC Bank website. three major credit bureaus in the U.S
My Financial Guide , on the Wells Fargo website.
10 Great Sources for Financial Education on the Web , on the Study.com website.
Government Entities and Information
Controller of the Currency of the U.S. Department of the Treasury, which ensures a safe and sound banking system for all Americans, and its section on Fair Lending
Federal Deposit Insurance Corporation , an independent agency created by Congress to maintain stability and public confidence in the nation's financial system.
Federal Reserve Bank , the U.S. central bank, provides the nation with a safe, flexible and stable monetary and financial system.
Federal Trade Commission , the bipartisan federal agency that protects consumers and promotes competition.
Federal Wage Garnishment Law , on the website of the U.S. Department of Labor.
State Consumer Protection Offices , on the USA.gov website.
Consumer Financial Protection Bureau , the U.S. government agency that protects financial consumers and monitor financial services provided within the U.S.
Legal Assistance and Information
FindLaw , a part of Thompson Reuters, provides online legal information and services for lawyers, businesses, and individuals, and posts its Federal Consumer Credit Laws Checklist.
Justia , an organization that advances the availability of legal resources for the benefit of society.
LawHelp , which helps people with low and moderate incomes find free legal aid programs in their communities.
National Consumer Law Center , which advances the rights of low-income families.
Organizations
ConsumerProtect , an organization that promotes and supports competition in all industries, but not at the expense of the consumer.
Credit.org , a non-profit agency that improves the lives and financial well-being of individuals and families by providing quality financial education and counseling.
Debt.org – America’s Debt Help Organization , which provides the public with online information to understand and overcome debt.
Debtors Anonymous , which offers hope for people whose use of unsecured debt causes problems and suffering in their lives and the lives of others.
Money Management International ,a non-profit organization that provides financial counseling and education services.
National Consumer Bankruptcy Rights Center, which protects the integrity of the bankruptcy system and preserves the rights of consumer bankruptcy debtors.
Student Loans
American Student Assistance , a non-profit that helps students realize a financially secure higher education, and Salt , its free financial career and student loan information site.
Student Loan Borrower Assistance Project of the National Consumer Law Center.
The Institute for College Access & Success , a non-profit research and policy organization focusing on ways to improve student financial aid policies.
The National Association of Student Financial Aid Administrators , whose primary focus is student aid legislation, regulatory analysis, and training for financial aid administrators.
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