Join us today at CreditCube and find out more!
CreditCube is a state-of-the-art, data driven online lender. Headquartered in California, CreditCube is built by a passionate team of professionals looking to change the online lending industry. Here at CreditCube, we pride ourselves on our premium customer care, fast response time, transparency, and flexibility in meeting our customer needs. Our unique Loyalty Program rewards our most valued customers with increasingly larger loans at decreasingly lower interest rates, making credit more accessible for them when they need it the most.
We don’t think people in need of credit should be limited by low credit scores or income fluctuations. Rather, we believe they deserve the same opportunities as everyone else. That’s why we offer:
Access to quick and transparent credit with no hidden fees.
A seamless application process that is quick, efficient and mostly automated.
A simple way to build credit with us and improve our customers' ability to access more funds at lower rates.
Have questions?
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Applying does NOT affect your FICO® Score!
Credit Cube © 2025. All rights reserved
CreditCube is a Tribal enterprise, wholly owned and operated by the Big Valley Band of Pomo Indians, a federally-recognized American Indian tribe and sovereign government. Any Agreement entered into as a result of this Application shall be governed by applicable Tribal and federal law. Each aspect of communication and transaction with/on this site will be deemed to have occurred in CreditCube’s Big Valley Band of Pomo Indian Reservation offices, regardless of the location where you are accessing or viewing this site.
⚠ Please note: This is an expensive form of borrowing. CreditCube loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long-term financial solution! Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses.
* Loan approvals are subject to underwriting. Approval may take longer if additional verification documents are requested. Not all loan requests are approved. CreditCube reviews your information in real-time to determine whether your information meets our lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a Loan. We verify applicant information through national databases including, but not limited to, Clarity Services, Inc., a credit reporting agency, and we may pull your credit in order to determine your eligibility and ability to repay.
** Maximum loan amount is $500 for first-time customers. For returning CreditCube customers, rates may go down over time based on your CreditCube Loyalty Program status and your payment history with us. Please see our Loyalty Program page for more information.
*** Loan Applications processed and approved before 3pm EST Monday-Friday are typically funded on the next business day. Example: If your loan is processed and approved on Friday before 3pm EST, the loan will typically be funded on the following Monday. Deposit times may vary depending on your bank. Business Day means Monday through Friday excluding all federal banking holidays.
CreditCube does not lend to residents of Pennsylvania, Connecticut, Minnesota, New York, Vermont, Virginia, West Virginia, Illinois and Georgia. Availability of installment loans in your state is subject to change at any time with or without notice at the sole discretion of CreditCube.