We value our most loyal customers therefore we trust them with bigger loans and lower rates. Earn CreditCube points by paying off your loans on time. As you earn more points your CreditCube status improves, allowing you access to more funds at better rates.

VIP - Up to $5000

Discount on Fees – 66%
Points needed - 5000

Platinum - Up to $2000

Discount on Fees – 50%
Points needed - 3000

Gold - Up to $1500

Discount on Fees – 33%
Points needed - 1600

Silver, Up to $1000

Discount on Fees – 16%
Points needed - 700

Bronze, Up to $400

Discount on Fees – N/A
Points needed - 0

How points work

There are many ways to earn points and improve your CreditCube status. While the simplest is to repay your loans on time you can also earn points by referring a friend who gets approved for a loan. If you really love CreditCube, you can even earn points by submitting a testimonial video.

Get approved for
your first loan (200 points)
Fully repay your
loan (250 points)
Make a successful
payment (25 points)
Refer a friend that gets
approved (100 points)
Give us a video/ written
testimonial (50 points)
Extra points per
payment (0.5 point per dollar paid)
Any payment default occurring during the loan period shall result in a 75 point penalty. Please be sure to pay your loan back in a timely and responsible manner.

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Applying does NOT affect your FICO® Score!

CreditCube loans are designed to assist you in meeting your short term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. CreditCube’s loyalty program offers discounts in rates to returning customers who have an established history with CreditCube based on underwriting criteria. CreditCube encourages customers to pay off their loans off early.