- You should be at least 18 years old.
- You live in a state we service
- You have an active and valid checking account (Savings and prepaid accounts are not accepted).
- You have a job or a regular proven source of income.
- You have an email address and a verifiable phone number.
You will need a valid checking account that accepts ACH credit and debits. Savings and prepaid accounts are not accepted.
Your results should be available within seconds of submitting your application. We may need to contact you to verify your identity, income and banking information before the loan is approved. In the event we are unable to approve your loan, we'll provide you a reason for denial.
Our loan amounts range from $200 to $5,000 depending on your CreditCube status and payment history with us. First time customers are usually eligible for a $400 loan. Returning customers may apply for bigger loans with lower rates. Please see our Rates & Terms page for more information.
You can login into your account page by clicking the sign in button at the top of the screen. Once logged in, you can find the status of your application and update your information.
Applications processed and approved before 3pm EST are typically funded the next business day subject to your bank.
Yes! We actually encourage our customers to pay off their loans early. There are no prepayment penalties and by paying off early you can reduce the overall cost of your loan, advance your CreditCube status and possibly be eligible for a bigger loan with better terms the next time you apply with us.
If you'd like to pay off your loan in full or partially please contact our customer support at [email protected] or call our office during working hours.
CreditCube does not have any prepayment penalties. We encourage you to pay back your loan early and save on interest!
At CreditCube we want to ensure our customers have the best borrowing experience possible. In case you think you won’t be able to make your payment please contact our team BEFORE your due date at [email protected] or call our office during working hours. Our loan specialists will do everything they can in order to come up with a solution. You may request a courtesy bump to your due date with no additional fee after at least one payment was made towards your loan. This option is available only once per loan.